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How to apply for student loan trust fund

Student Loan Trust Fund

The Student Loan Trust Fund is a financial entity that provides loans to students to cover expenses such as tuition fees, accommodation, textbooks, meals, and other necessities related to their education. As a new academic year approaches, the trust fund has now opened its application portal to welcome and assist fresh applicants in obtaining the necessary financial support for their educational pursuits.

In order to be eligible for a student loan application, you must fulfill the following prerequisites:
  • Possession of a Ghana Card in PDF format.
  • An active email address.
  • An active phone number.
  • An E-zwich card.
  • A student ID in PDF format.

Please note that all the aforementioned documents must be scanned and submitted in PDF format.

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If you want to apply for a student loan, just follow these steps:

  1. Go to any E-zwich branch to register for an E-zwich card.
  2. Open your email and check the loan requirements.
  3. Make sure you have two passport-sized photos ready.
  4. Read the student loan statement carefully, as it explains the fees and penalties for late payments.
  5. Submit your application online.


As a borrower, you have different options for repaying your loan, such as:

  • Cash
  • Cheque repayment (outright or by installment at the head office)
  • Repayment by cheque at the zonal offices
  • Monthly deduction (mandated) from the borrower’s salary by the employer.


The Student Loan Trust Fund offers a valuable opportunity for students facing financial constraints to receive financial assistance and ensure their academic progress.

To make loan repayments more accessible, the Fund has partnered with several banks, including Ghana Commercial Bank (GCB) through Smartpay,
Ecobank Ghana Limited (EBG) through E-collect
, and National Investment Bank (NIB) through a customized students loan trust fund and pay-in-slip.

Students who wish to benefit from this program are advised to apply for the loan and take advantage of the services provided.

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